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ERC Buyout
Employee Retention Tax Credit
Get Immediate Capital of up to 95% with an ERC Buyout: Fast Funding for Your Business
Don’t wait years for your ERC Refund. Our professional ERC Purchase program converts your pending credit into immediate working capital in as little as 3 days.
Why Choose an ERC Purchase Over Waiting for the IRS?
For many business owners, the excitement of qualifying for a significant tax credit has been replaced by the frustration of federal delays. Currently, waiting for an ERC Refund from the IRS can take anywhere from 12 to 18 months—and in some complex cases, even longer.
When you opt for an ERC Buyout, you are making a strategic decision to bypass the IRS backlog entirely. Instead of letting your funds sit idle in a “pending” status, an ERC Purchase allows you to unlock the value of your credit in a matter of days.
Move to the front of the line by converting your pending ERC Refund into immediate liquidity.
Use the proceeds from your ERC Purchase to fund payroll, purchase inventory, or launch new marketing campaigns today—not two years from now.
The IRS timeline is unpredictable; an ERC Buyout provides a guaranteed funding date, giving your CFO and leadership team the certainty they need for accurate financial forecasting.
Our Impact
We fund businesses that are ready to grow. With over $900M funded across 1,000+ companies, Icarus Fund delivers fast, flexible capital to help you seize opportunities and keep moving forward.
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Access your employee retention tax credit funds upfront, instead of waiting for the IRS to process your claim.
The valuation of your ERC claim must be $100,000 or higher. There is no cap on the amount that can be financed. Rates and terms may vary.
Avoid IRS Processing Delays with Our ERC Purchase Program
Utilize your ERC refund now with the industry’s best buyout options.
What is an ERC Buyout?
An ERC Buyout provides a faster way to access your funds compared to waiting for the IRS. You can sell part or all of your Employee Retention Credit claim for immediate cash. Unlike a Bridge Loan, which requires monthly interest payments with no clear timeline for your funds, selling your ERC to us means no monthly interest and no upfront fees.
- Minimum Total ERC Claim of $100,000
- Upfront access to as much as 95% of your ERC amount.
- 24 Hours Approval Time
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Testimonials
Hear from clients we've helped
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Trustpilot (1000+ verified reviews)
"Icarus Fund really helped my business turn a pending ERC refund into usable cash in under two weeks, and the process was clear and fast."
Michael Reynolds
“We decided to move forward with an ERC buyout through Icarus Fund and received funds quickly without confusion or unexpected steps.”
Sarah Whitman
“Our ERC refund was delayed for months, so working with Icarus Fund gave us access to cash when it actually mattered for operations.”
Daniel Porter
“Icarus Fund walked us through the ERC buyout process carefully and delivered funding far sooner than the IRS timeline we were facing.”
Laura Bennett
“The ERC buyout allowed us to stabilize cash flow, and Icarus Fund handled everything professionally from review to funding.”
Anthony Morales
“We appreciated how transparent Icarus Fund was during the ERC buyout, and the funds arrived well ahead of any IRS expectation.”
Rachel Kim
“After months of waiting, selling our ERC claim through Icarus Fund helped us unlock capital without disrupting our business.”
Brian Collins
“Icarus Fund made the ERC buyout process straightforward, and the early payout helped us plan growth instead of waiting.”
Emily Foster
“After months of uncertainty with our ERC refund, working with Icarus Fund gave us predictable funding and much-needed clarity for planning.”
Melissa Harding
“Icarus Fund helped us access capital tied up in our ERC claim without dragging out the process, and communication stayed clear from start to finish.”
Jonathan Pierce
The Leading Provider of Employee Retention Credit Purchase
Why Clients Trust Us
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FAQ's
FREQUENTLY ASKED QUESTIONS
Is there any upfront fees?
What's the difference between an ERC buyout and an ERC loan?
What documents are required to get an offer?
What are the LTVs offered for buyouts and loans?
- Buyouts: 80-95% LTV, depending on qualification.
In this context, LTV (loan-to-value) is also known as a holdback. The portion not funded upfront will be received later from the IRS.
Example: A 80% LTV on a $100K claim means you would receive $80K immediately.
How long does it take to get funded?
Will an ERC Buyout add debt to my balance sheet?
What happens if the IRS issues my ERC refund after the buyout?
How do I know if an ERC Buyout is right for my business?
Do I have to accept the full amount offered by Icarus Fund to purchase? Or can I request a specific amount?
You can specify the amount you would like purchased.
Press
LATEST 🪩 ERC INSIGHTS
Stay informed with expert commentary, case studies, and actionable guidance on the evolving Employee Retention Credit landscape. Whether you’re navigating audits, disallowances, or buyout opportunities, our updates give you the clarity and strategy you need to make confident financial moves.
