We provide an upfront buyout on your entire ERC Credit.
Start Your ERC Buyout Application
No Upfront Cost, Commitment, or Impact on Credit
Up to
Value of ERC Refund
Up to
Amounts starting at $100k
Pre-Approval Time
Access your employee retention tax credit funds upfront, instead of waiting for the IRS to process your claim.
The valuation of your ERC claim must be $100,000 or higher. There is no cap on the amount that can be financed. Rates and terms may vary.
- Business Operations
- Immediate Cash Flow
- Reduced Financial Strain
Avoid IRS Processing Delays with Our ERC Buy Out
Easy Application Process
It takes just four minutes and some basic information to get started, and we’ll guide you through every step of your application from there.
Fast Turnaround on Funds
Get a pre-approval decision in as little as 72 hours and have your funds deposited the same day you accept your ERC buyout offer.
Industry-Leading Support
We'll help you determine if your fit for an ERC buyout with complete transparency and work with you to get access to your funds.
What is an ERC Buyout?
An ERC Buyout provides a faster way to access your funds compared to waiting for the IRS. You can sell part or all of your Employee Retention Credit claim for immediate cash. Unlike a Bridge Loan, which requires monthly interest payments with no clear timeline for your funds, selling your ERC to us means no monthly interest and no upfront fees.
Let us expedite your Employee Retention Credit today.
The Leading Provider of Employee Retention Credit Buyouts
Why Clients Trust Us
Dedicated to Your Business's Success
As trusted experts, we provide you with the latest information, insights, and recommendations, backed by our extensive experience.
Proven Success with Employers
In addition to our highly sought-after ERC buyout, we have successfully facilitated billions of dollars in financing for numerous companies.
Leaders in Small Business Solutions
Icarus Fund's financing options and employer services have become powerful tools for business owners and entrepreneurs.
FREQUENTLY ASKED QUESTIONS
Is there any upfront fees
No this is no upfront fees
What's the difference between an ERC buyout and an ERC loan?
Loans are typically based on two primary factors:
- Your detailed ERC qualification under IRS guidelines.
- Your monthly business revenue.
Unlike loans, which require monthly payments, buyouts are an asset purchase and do not add debt to your balance sheet. While revenue still matters, buyouts are less dependent on it than loans.
What documents are required to get an offer?
To receive an ERC Buyout offer, you'll need the following:
- 2019-2021: Form 941s
- 2020-2021: Form 941X (with proof of filing and tracking numbers)
- 2019-2022: Business Tax Returns (including P&L and Balance Sheet for 2022)
- 2019-2022: Quarterly Financials (P&L and Balance Sheet)
- Last 3 Months: Business Bank Statements (main operating account)
- Signed Application: Provided by us
- Signed Program Agreement: Provided by us
- Debt Schedule: Only if there’s existing debt (template provided if needed)
- ERC Calculations & Summary: Must include proof of eligibility, with a quarterly breakdown of ERC calculations, per employee breakdowns, and any available CPA Opinion Letters or Eligibility Reports.
What are the LTVs offered for buyouts and loans?
- Buyouts: 80-85% LTV, depending on qualification.
In this context, LTV (loan-to-value) is also known as a holdback. The portion not funded upfront will be received later from the IRS.
Example: A 80% LTV on a $100K claim means you would receive $80K immediately.
How long does it take to get funded?
- Buyouts: Approximately 10 business days
The timeline depends on the completeness of your file and how quickly you can provide any additional documents requested by the underwriting team.
Will an ERC Buyout add debt to my balance sheet?
No, an ERC Buyout is an asset purchase, not a loan. This means it won’t add any additional debt to your balance sheet, making it a more flexible option for businesses looking to access capital without increasing their liabilities.
What happens if the IRS issues my ERC refund after the buyout?
After the buyout, any remaining portion of your ERC refund, referred to as the holdback, will be paid directly to you by the IRS once they process your refund. This ensures you still receive the full value of your ERC claim.
How do I know if an ERC Buyout is right for my business?
An ERC Buyout may be ideal if you need quick access to capital without the burden of monthly payments or additional debt. It’s especially useful for businesses that have qualified for the ERC but are waiting on their refund from the IRS.
Do I have to accept the full amount offered by Icarus Fund to purchase? Or can I request a specific amount?
You can specify the amount you would like purchased.
Let’s connect over a virtual coffee.
YEARS OF COMBINED EXPERIENCE
COMMITTED CAPITAL
Stop Delaying, Start Your ERC Buyout
Begin your ERC Buyout application today to access your payroll tax refund and use it where it’s needed most.