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Equipment Financing
Equipment Financing That Fuels Growth — On Your Terms
Unlock cash tied up in owned machinery, vehicles, or specialized gear. Icarus Fund helps you refinance equipment with fast decisions, flexible terms, and no equity surrendered.
Our Impact
We fund businesses that are ready to grow. With over $900M funded across 1,000+ companies, Icarus Fund delivers fast, flexible capital to help you seize opportunities and keep moving forward.
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Icarus Fund
Your Equipment Can Do More
You have highly valued equipment assets. Our team of equipment refinance experts can help you unlock the equity in your equipment to get you the funding you need to achieve your business goals.
Unlock Hidden Working Capital Now
Use the funds for new equipment, raw materials, real estate, building improvements, operations, marketing or R&D.
Accelerate Turnaround Recovery Time
Equipment refinancing can offer your business a significant injection of cash to leverage during a turnaround scenario.
Lower Monthly Payments on Assets
Restructuring your amortization schedule with equipment refinancing can often improve your monthly payment terms.
Fuel Growth While Retaining Equity
Equipment refinancing allows you to grow without giving up equity shares of your business.
What Is Equipment Refinancing?
Equipment refinancing lets you leverage the value in equipment you already own—machinery, trucks, industrial or specialized gear—to get working capital, reduce high payments, or replace unfavorable terms. You keep using the equipment while gaining access to cash tied up in it.
Key Benefits & Use Cases
Here’s how equipment refinancing with Icarus Fund helps businesses:
- Free up working capital
- Lower your monthly payments
- Preserve equity
- Handle emergency cash needs or turnarounds
- Upgrade or replace equipment
- Optimize cash flow
What Equipment Qualifies
We accept a wide range of equipment, including but not limited to:
- Heavy equipment & cranes
- Trucks, semi‑trailer and tractor trailers
- Industrial & manufacturing machinery
- CNC machines / precision tools
- Healthcare equipment
- Oil & gas & energy sector assets
- Specialized vehicles
How Our Equipment Loans Work
(3-Step Breakdown)
1
Apply in Minutes
No hard credit pull. Just basic business info and equipment details.
2
Get a Customized Offer
We’ll structure your equipment financing or refinancing terms based on value, use case, and cash flow.
3
Receive Funds
Funds hit your business account as soon as the next day, depending on structure.
Financing vs. Refinancing: Which Is Right for You?
Scenario
Choose Financing
Choose Refinancing
Need new equipment
Own equipment and want cash
Want to lower existing payments
Want to preserve working capital
Need to upgrade older machinery
Benefits of Equipment Financing with Icarus Fund
Whether you’re looking to acquire new equipment or unlock the value of what you already own, Icarus Fund makes it easy to move your business forward. From flexible terms to same-day decisions, here’s why smart businesses choose us for equipment financing and refinancing:
Preserve Working Capital
Free up cash for other essential areas of your business. Equipment financing allows you to spread out costs without draining your reserves.
Unlock Equity with Equipment Refinancing
Refinance existing equipment to access fast working capital—without selling or disrupting operations. Turn depreciating assets into growth capital.
Fast Approvals & Funding
No long waits. Get approved quickly and receive funds in as little as 24–48 hours, so you can take action when opportunity strikes.
Flexible Repayment Terms
Choose a repayment structure that works for your cash flow. We offer competitive, customized terms for both financing and refinancing.
No Hard Credit Pull to Apply
See your equipment funding options with zero impact on your credit score. Perfect for businesses looking to explore without commitment.
Build Business Credit
On-time payments are reported to major business credit bureaus—helping you strengthen your credit profile while growing your business.
Flexible Equipment Financing to Power Your Business
At Icarus Fund, our Equipment Financing and Refinancing solutions are designed to help your business stay productive, efficient, and ahead of the curve. Whether you’re looking to upgrade outdated machinery or refinance existing equipment loans for better terms, we offer fast access to capital with flexible options that align with your goals.
- Replace or upgrade aging equipment
- Improve production and operational efficiency
- Refinance high-interest equipment loans
- Gain a competitive edge with the latest technology
- Preserve working capital for other business needs
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FAQ's
FREQUENTLY ASKED QUESTIONS
How much can I borrow against my equipment?
Amounts range from $50K to $20M+, depending on the asset’s value and your business profile.
Can I refinance existing equipment loans?
Yes! We can restructure or pay off existing financing and replace it with a better term.
What credit score is required?
We look at the full business picture—not just your credit score.
Do I need to own the equipment free and clear?
For refinancing, yes. For financing, we fund both down payments and full purchases.
What industries do you work with?
Construction, healthcare, manufacturing, logistics, oil & gas, and more.